Overview

SCOR and Insurdata, working closely with the modelling firm, Katrisk, conducted a study to assess how high-resolution exposure data available at the original point-of-underwriting informed the underwriting process; and how changes in that data impacted modelled loss estimates used for pricing, underwriting and portfolio management.

SCOR supplied a sample of geocoded property information. The data underwent a series of augmentation processes, including: enhancing building centroid accuracy; developing building perimeter sets; and creating detailed perimeter exposure sets for key locations based on site visits. The data sets were modelled using Katrisk’s storm surge and inland flood models.

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